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Attention homeowners in Mesa and Maricopa County: Need an appraisal?
The top seven reasons Arizona homeowners order from ASAP Appraisal Services, Inc.:
- To get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
- Challenge Maricopa County's assessment of your property value
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Remove PMI to lower a mortgage payment
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To reinstate their Home Equity Line of Credit (or HELOC)
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Verify another appraiser's report
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If real estate needs to be divided because of a divorce
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To determine the true market value of a property to settle an estate in Maricopa County or the state of Arizona
We at ASAP Appraisal Services, Inc. understand the individual needs of a customer in need of appraisal services.
Our usual business clients get the appraisal process and the usual "products" we deliver to them. But as a general consumer, we will give you extra guidance and explanations through the appraisal process to understand what we do and how we present our conclusions.
For Sale by Owner/Pre-Listing Services
Since you have an emotional attachment to your house, it's often very hard to be objective about it.
The professional appraisers at ASAP Appraisal Services, Inc. will tell you what you need to know -- not just what you want to hear. We are objective.
In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is a very important negotiating tool once you have a likely buyer.
It gives you something concrete to show the buyer.
The appraisal is an independent third party's opinion of your house's market value, not just you saying how much you think your house is worth.
Potential buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value estimation than yours.
Challenge property tax assessments
Let's say you live in a local area that's going down -- your local tax assessor may have your home overvalued.
This means you are paying higher taxes than you should be paying.
The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period.
When challenging your property tax assessment, getting an expert appraisal from ASAP Appraisal Services, Inc. is your number one weapon.
Appraisals to remove PMI
A preferred money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance".
Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down.
We are experts in helping customers just like you rid yourselves of unneeded and unwanted PMI insurance.
HELOC recently frozen?
If your house is close to a declining area, your lender might just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value.
This can be damaging to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow angle.
An appraisal from ASAP Appraisal Services, Inc. can help you reinstate your HELOC.
We Also Offer Field and Desktop Appraisal Review Services
Do you need a professional to double-check your appraisal for precision, or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal?
We can go out and check the subject and comparables in a field review.
Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide you with a retrospective review of any appraisal report you may have had done before.
While usually requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your property.
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